This insurance is necessary for any business that welcomes the public onto its property. This provides coverage for property damage or personal injuries suffered by third-parties while they are in your place of business.
Covers students’ medical bills if they are injured at school or during sponsored activities
This is particularly important when dealing with children as they have a tendency to get injured. In most cases, the injuries will be minor, but if an injury is severe enough to require medical attention, your facility may be liable for the expenses
This insurance provides coverage for a teachers’ acts or omissions. If a child enrolled in your program does not learn what is expected, a parent or guardian can sue the school. This coverage will help to defend your school in court.
Commercial Vehicle Liability
This is required if your daycare business has company owned vehicles that are used to transport children to and from schools.
Corporal Punishment Liability
If one of your employees strikes a child or is accused of administering corporal punishment, your business can be held liable. This insurance option provides financial protection if you face a claim
Abuse and Molestation Liability
If an employee of your daycare turns out to be sexually or otherwise abusive, your business can be liable for extremely expensive fines and medical payments. This insurance coverage will protect your business from severe financial losses.
Umbrella Liability Protection
This coverage provides additional liability protection beyond the limits of your insurance policy’s liability limits. Larger daycare facilities may benefit from this added coverage.
A system of insurance that reimburses an employer for damages that must be paid to an employee for injury occurring in the course of employment
“Kendra Maser is an expert when it comes to insurance for childcare! After many years of hopping from agent to agent, we have found the insurance company that we can trust to find the best price for the coverage that we need! We highly recommend the John Galt Insurance Agency to other businesses.”
Angelia Winn, M.Ed.
Noah’s Ark Academy